Testimonials
Kentrell Williams
Kentrell Williams
UBI, MGA

My name is Kentrell Williams I am 32 years old. I have a wife of ten years and 3 beautiful children of whom I have been blessed to be able to support through my partnership with Ted Wilson Jr and Lincoln Heritage. After a career in the marines we settled in Columbia SC. Shortly thereafter I discovered the insurance business after my wife got pregnant about 9 years ago. I realized that I needed to get health insurance immediately. In my search I found a life insurance sales opportunity that offered me health insurance coverage, and that was exactly what we needed. As I worked for this company, I found that I had a natural talent for sales. Unfortunately, this company could not provide me with the necessary support system & tools I needed to reach my maximum earning potential. I learned quickly that I needed leads in order to get in front of more people and make more money. I went on a long search and during that search I came across Universal Benefits. Not only did they say they could provide me with all the leads I needed, they offered me a pay system like no other with pay on submit of application (next day pay) something that is unheard of in the insurance business! Ted Jr. offered to work directly with me and to help me get my business going. Once my wife and I discussed it and prayed over it, I jumped on the opportunity. That was the decision that changed our lives for the better. I thank God every day for this opportunity, because of that decision I haven’t made less than a 100,000 in the last six years. The partnership with Ted Jr has allowed us to earn the income in which my wife has been a stay at home mom with our three children since 2008. That is a full time job in itself. We live a very prosperous life with 2 houses 4 cars family vacations with our kids yearly. At 32, my best year with Ted Jr. was 2013 in which I earned 175,000k. My goal for 2014 is to crack 200,000k by continuing to build, offering this opportunity to licensed and unlicensed men and women looking for a career & by insuring and helping those families in need of our services. Thank God for Universal Benefits and Lincoln Heritage.
Tina H.
Tina H.

There are so many wonderful things that I can say about my career with Ted Jr (Universal Benefits) and Lincoln Heritage. The money is there to be made if you’re willing to work for it. My first year June 1st to December 31st I made more than $60k.

Even when going through various personal challenges in my life, looking after elderly parents and putting 2 kids through college, my lowest income year financially with Ted since my first year I still made over 90k. I’m what I would describe as a lead runner. Each week they provide me with 20-25 (more if I want) leads to work. I stay busy 5-6 days a week with no worries about running out of places to go. The materials and training provided to me are very professional easy to understand and free. The most important thing being in outside sales is Ted Jr & Lincoln Heritage are there to help you along the way. You have a direct relationship with them and they answer the phone and assist you in whatever your needs are.

Jim S
Jim S
JMS Group & Associates

For nearly 20 years I enjoyed a successful career in sales and marketing. Print, finishing and packaging for the automotive industry in Detroit was my niche.

Being from Michigan, I was a natural fit to work in the automotive industry. However, my situation like thousands of others suddenly without warning changed in 2007 due to a tightening economy. The auto industry changed forever!

By 2009, my family and I relocated to South Carolina. After several closed doors, I entered the field of insurance. Looking for a niche market to explore, final expense was the best opportunity for me.

Thankfully, God allowed me to cross paths with Ted Wilson Jr. who introduced me to Lincoln Heritage Funeral Advantage, the largest final expense provider in the United States. I soon realized that we have superior agency support and ongoing field and classroom training for all agents. Our product, The Funeral Advantage Plan truly provides a peace of mind and solution for all families. It is rewarding to know that are helping families in their time of need while earning a great first year and residual income.

Ted Jr. is a wonderful leader and mentor. Being a man of character and having immense integrity, Ted has never wavered & has always been true to his word about this opportunity. If you’re looking for a positive change for yourself and your family, start building your future here today.
Robert G
Robert G.
Managing Agent

I have been contracted with universal Benefits/ Lincoln Heritage Life Insurance Company now just over two years. This has been a very positive and rewarding experience. I have been licensed for more than 20 years and this is the first insurance company that I have felt comfortable enough to work on a full time basis. The leadership is very well organized, professional and supportive.

I saw Lincoln Heritage’s lead commercial about “Funeral Advantage” and called the company to ask if there was a need for agents in this area. I felt the chances were slim since I was looking at a major network. To my surprise, I was contacted by Ted Wilson Jr a few days later. We scheduled a time to meet and we’ve been partners since. Ted Jr was very knowledgeable, confident with the vision and leadership skills I was looking for to go full time. After looking at various opportunities and hearing all the usual promises with other companies I knew Ted Wilson Jr Group & LHL, I had found the right fit.

I made a decision to leave a stable position after 19 years and close to a six figure salary for a commission only position. Can you just imagine having that conversation with a spouse? I had worked most of my one month resignation before really going in detail about how this was going to work. Faith is the substance of things hoped for, the evidence of things not seen.

This has been a very interesting in two years with Ted Wilson Jr. as my director and friend. My organization is growing and we are on schedule to do close to 500,000 dollars in production this year. The work has been challenging at times. Weekly training and an entire network of support drastically increases everyone’s chances for success.

This business came at the right time for me. Thank you Ted Wilson Jr for your support and how it is making a difference for my family.
Tracy L
Tracy L.
Managing Agent

Hello! My name is Tracy and I’m from South Carolina. I have been in the insurance business since 2011 and have worked with 2 prior IMO’s, writing mortgage protection with several companies. I was barely holding my head above water trying to support my family. I was introduced to Ted Wilson Jr and Universal Benefits in Oct. of 2012. Ted Jr hired me & I went through his training system for a couple of weeks. I soon discovered why I was not having the success that I wanted. The problems were quite evident. UBI uses the number 1 final expense insurance carrier, Lincoln Heritage, and 1 product, Final Expense. The lead program that UBI uses is the most incredible system I have ever seen. Other companies require you to purchase your leads upfront. UBI has a lead program that is financed for you at no risk. Our leads are exclusive to us and not sold multiple times to other agents. The training and encouragement that is provided by our managers is absolutely phenomenal!

My first full year with Ted Jr. I produced 146,246 in AP and qualified for convention in Panama City Panama, all in my first year! If you desire to make a serious 6 figure yearly income, as I did, you owe it to yourself to partner with the #1 Final Expense companies, Universal Benefits & Lincoln Heritage!
Lafayette J
Lafayette J.

Hello I’m Lafeyette Jackson from Bennettsville SC a highly motivated professional that strives to succeed in any and all endeavors that are set before me. I am an ordained elder at my church where I serve in many capacities. I am goal oriented and deadline driven to complete tasks in a timely manner. I have in depth knowledge of the insurance business in which I have been doing for about six years. I have always strived to be a professional with regards to rules and regulations.

I was first contacted out of the blue by Ted, about an opportunity to possibly double my income in this business. At that particular time I was working with one of the “BIG BOYS” selling a variety of products. I felt I was already doing a great job and doing the good enough for career advancement at the other company. I started asking questions about career advancement, products and the direction of this particular company. The answers I received were more confusing and those answers didn’t give me the confidence I was looking for. Some say that lightening or opportunity doesn’t strike twice but in my case it did.

Six months later, I attended a funeral service where I met Robert Grooms. Robert was telling me how his business was booming with this company named Lincoln Heritage. In turn he put me on the phone with guess who? Ted Wilson Jr, we spoke and we remembered each other from the previous conservation we had when I wasn’t interested. We still to this day laugh about our first conversation. I was very grateful for the another opportunity to work with some of the greatest people in the business. I have really valued my relationship with Ted Jr from the first day I was taken to Sumter until now. He’s shown me a whole new perspective of not just insurance but the final expense market and the Funeral Consumer Guardian Society, which is second to none.

This opportunity has made my career more exciting than ever and has put me in a position to help so many families across the country & to help employ agents into such an awesome career! I’ve been a top producer with the company since I started & I believe the best is yet to come and it’s getting better by the day. I really do thank Robert Grooms for introducing me to Ted & Lincoln Heritage and for getting a second opportunity to join the team. I’m grateful and will commit to do my very best to continue the pride of this company and all that it represents. A special thanks to Ted Jr for believing in me and my talents.
Lenny P
Lenny P
Hiring Manager

Being an experienced agent and recruiter for over 29 years I was rather skeptical about all the “buzz” I had been hearing about a final expense company called Lincoln Heritage Life. When I researched the company and came into contact with some of their top producers and recruiters I was thoroughly impressed and decided that this might be a great fit for me.

The lead system is by far the best system I have seen and the potential for growth with these industry leaders is unparalleled. Agents who are committed and focused on working this system “full time” without other distractions will make a tremendous amount of money. The home office “back office” support is awesome.

Simplified issue policies, a financed lead program and super quick turn around on agent pay make this company stand out as the leaders in the final expense market. UBI`s training and support are key components to every agents success. Joining the group of people makes you feel like you are part of a winning team.

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